But instead of any of those things, we decided to buy a house. And when we make a decision, we don't mess around. Within 48 hours there was a pre-approval on a loan (and a limit set for what we can really afford versus what the loan tells us we can afford). Within 48 hours of that, we went house hunting and found a house we actually want to put an offer on. And as of this morning, we're waiting another 48 hours to find out if our offer gets accepted, rejected, or countered.
Yesterday morning I talked with my life coach about getting out of your own way. I first heard this term a few years back and I've always liked the idea. The idea that no one but me holds me back from getting what I really want.
Jerry & Esther Hicks write:
Everything that I think that I need to do is all only in order to propel me to some place that when I get there, I think I will be happier. So, everything that I am doing, no matter what it is, all of my lists of rights and wrongs… are all about me getting to a manifestation that I believe I will then be happier... So, why don’t I take a short cut and just go get happy?
It's easy to wait for someone or something to come along and "make me happy". But in the end, it's really all about what I choose. Happiness is all in the hands of whom they're attached. If all I concentrate on are the things I don't have, then this remains my focus and I have little energy left for the things I want. When I focus on the things I want, I can always figure out a way to get what I want. I just have to stop resisting myself.
There are probably 1,000+ reasons not to buy a house right now. The market is still going down. I don't have an income. My investments took a dive in the end of 2008. We're not married. We just got a dog. I stubbed my toe this morning. We can afford our rent. We like this neighborhood. We can't afford our dream house. We've never bought a house before. It's a pain in the ass to move. My toe still hurts....
I've done focusing on those things...and those things still remain true as long as I do. The market is pretty close to the bottom and will be on the upswing in the next year or two. My investments are still working well for me, including the investment I've made in myself. We're pretty solid, even if we're not married yet, we'll get there. The dog needs a yard. I hadn't thought about the toe until I just brought it up. Rent doesn't get us equity in this apartment building. We have cars that will drive us back to this neighborhood should we move out of it. We can afford a starter house and work our way up to our dream house. First time buyer programs will eliminate us from being first time buyers. Moving still sucks, but that's what movers are for. And toes...toes heal.
So with that, risk#2 of 2009 was actually putting an offer in on a house. We asked the Universe for an opportunity in this market to purchase a home in a good neighborhood that we'll be happy in for at least a few years (and maybe a few more details I'll keep to myself). The Universe responded with some options and waited for us to take action. Our action may not end with putting the offer in...we may have to up the offer to get into this house (as there are multiple offers on it already), or we may get outbid entirely. And then we'll move on to the next house...pick ourselves up, dust ourselves off, and start all over again. It's such a great process to learn.
I had no idea this year was going to be so exciting. And we're not even through January yet!
So cheers to us for getting out of our own way...I encourage you to do the same!!
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